Before starting your mortgage, it is essential to work with a real estate team who understands VA requirements.
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We help you:

• Understand your benefits
• Connect with the right VA-approved lenders
• Identify homes that meet VA property standards
• Navigate negotiations, especially seller-paid closing costs
• Avoid pitfalls that less experienced agents may overlook
  

And remember — we give our veteran clients $500 back at closing as a thank-you for your service.
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The COE proves that you qualify for the VA home loan benefit.

You can get it through:

• Your lender (fastest, easiest)
• VA.gov
• Mail (slowest option)

Our preferred VA lenders retrieve your COE in minutes.

Not all lenders understand VA loans.

The Nestwell Group works with VA-focused lenders who offer:

• Lower rates
• Reduced fees
• Faster approvals
• Exclusive veteran discounts

Your pre-approval will tell you:

• How much home you can afford
• Your estimated monthly payment
• What your rate and closing costs will look like
• Whether you can purchase with $0 down
  

VA loans allow you to purchase:
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• Single-family homes
• Condominiums (VA-approved)
• Townhomes
• Multi-family properties (up to 4 units, if you live in one)
• Some manufactured homes
  

We help you find homes that:

• ​Meet VA property standards
• Fit your needs and lifestyle
• Offer long-term value
• Qualify for VA financing
• Allow seller-paid closing costs (up to 4%)

Sellers can also pay all or part of your closing costs, helping reduce out-of-pocket expenses.

A strong VA-savvy agent is essential here.

We help you:

• Structure your offer to be competitive
• Maximize seller contributions
• Navigate appraisal requirements
• Present your VA loan in a positive, professional way
  

Many agents misunderstand VA loans — we correct misconceptions quickly and professionally to ensure your offer is taken seriously.

The VA appraisal confirms the home:

Meets fair market value

• Follows VA’s Minimum Property Requirements (MPRs)
• These ensure the home is safe, sanitary, and structurally sound.
  

You can also choose a third-party inspection, and we strongly recommend it.
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Once underwriting and appraisal are complete, you’ll receive clear-to-close.

At closing, you’ll receive:

• Your keys
• Your final loan documents
• Your $500 Nestwell Group Thank You Gift

You are now a homeowner — with one of the best loan programs available.